Bookkeeping Basics

Bookkeeping can be recommended as a lucrative occupation for all sorts of people wanting to earn money working from home. You can take up a bookkeeping career from home without having to purchase expensive equipment, bookkeeping does not take up a lot of room and it is clean work.

Bookkeeping is not difficult: anyone of average intelligence who is capable of doing basic arithmetic can learn to do bookkeeping. I worked as a bookkeeper for several years and I’m certainly no mathematical genius. If you are neat and able to work methodically, a career as a bookkeeper could be right for you. Part time and full time courses can lead to a bookkeeping qualification and that, in turn, can be your first step towards an accountancy qualification. You can enquire at your local college to find full time or part time courses or you can get a bookkeeping qualification studying from home online part time to fit in with your existing commitments.

It is possible to do bookkeeping work at home without obtaining any relevant qualifications. Many self employed sole traders do their own bookkeeping at home rather than hiring an accountant to get their tax returns ready.

Bookkeeping for a small business is a matter of knowing and applying the rules relating to tax allowances etc. and keeping a clear accurate record of all income and expenses of the business. Undertaking basic bookkeeping for others as your own small home based business can be financially rewarding but, if you are ambitious and want a well-paid career from home as a freelance bookkeeper, you should first study to gain a bookkeeping qualification.

Bookkeeping – Documentation And Records

There are millions of small business owners (sole traders in particular) whose bookkeeping records consist
entirely of manual bookkeeping systems. To most of these traders, bookkeeping means saving invoices, estimates, receipts, utility bills and odd scraps of paper until tax time comes around. When the time to prepare tax documents arrives, the bundle of paper is handed over to a bookkeeper who will miraculously transform the jumble into a neat record setting out all of the business’s income and outgoings. Even business owners who are capable of writing up their own books of accounts, will employ a bookkeeper because they feel their time will be better used in working at their business.

There are sound financial reasons for a small business to employ a bookkeeper. If a small business owner hands the paperwork straight to an accountant, the basic bookkeeping tasks will be charged at the accountant’s hourly rate. For this reason there will always be work available for a good bookkeeper, who will charge a much lower hourly rate than an accountant. Even limited companies that need the services of a qualified accountant to file their annual company accounts will employ a bookkeeper to do the basic day to day financial paperwork.

Bookkeeping Software Programs

Many businesses (even small partnerships) use bookkeeping software programs to keep their books because the software is cheap to buy, easy to use and speeds up the mechanical bookkeeping processes. The use of bookkeeping software cannot replace the human bookkeeper, its function is to make the bookkeeper’s job easier. There are gray areas in tax laws and there is no substitute for human knowledge in making decisions in these areas.

Bookkeeping – Law And Tax

Every business, large or small, is required by law to maintain books of accounts. This involves the recording of all financial transactions of a business either manually or with the help of special bookkeeping software.

As well as the legal requirement for a business to keep books, the bookkeeping records are needed by the business owners for them to be able to ascertain exactly how profitable their business is and whether there are areas that need to be improved. Another crucial element of bookkeeping is ensuring that the correct amount of tax is paid and paid on time time in order to avoid financial penalties. Having to pay tax is bad enough, no business needs fines on top of tax liabilities!

Bookkeeper As A Career

People of all ages or backgrounds can easily become bookkeepers and work from home as freelancers if they have an aptitude for figures. Many mothers wanting a well-paid career choose to run a bookkeeping business from home
whilst caring for young children. Seniors who want part-time work to keep them occupied or need an extra income to supplement a pension often turn to bookkeeping as a source of revenue. For young persons looking for a good career, a bookkeeping professional qualification can be the first step to becoming a certified accountant and this opens doors to all sorts of highly paid career opportunities.

Bookkeeping Qualifications

Bookkeeping classes are available at most colleges of further education. Alternatively you might prefer to join a distance learning program. Taking a bookkeeping course online is a very convenient way to study alongside other commitments. If you are already employed or are looking after a family, the flexibility of taking a bookkeeping course online is the perfect way of earning a valuable qualification. You can study during any hours that suit you and you can complete the assignments when you like as long as you comply with the course deadlines.

Bookkeeping Certification

In the USA information regarding certification can be obtained through the American Institute Of Professional Bookkeepers. In the UK information is available from the Institute Of Certified Bookkeepers.

Learn How To Start Your Own Bookkeeping Home Business

1. Envelope Stuffing

This is the classic work-from-home scam that’s been around since the Depression era of the 1920s and 1930s. The envelope stuffing scam has now made itself at home on the Internet.

Promoters usually advertise that, for a “small” fee, they will tell you how to earn money stuffing envelopes at home. After paying the fee – when it’s too late – you find out that the promoter never had any employment to offer. Instead, for your fee, you’re likely to get a letter telling you to place the same “envelope-stuffing” ad in newspapers or on the Internet, or to send the ad to friends and relatives. The only way you’ll earn money is if people respond to your work-from-home ad.

2. Chain Letters/Emails

If you’ve been on the Internet for any length of time, you’ve probably received or at least seen these chain emails that have taken over from the “snail mail” chain letters. They promise that all you have to do is send the email along with some money to the top names on the list, then add your name to the bottom and one day soon you’ll be a millionaire.

If you do this, you are liable to be prosecuted for fraud. This is a classic pyramid scheme, and most times the names in the chain emails are manipulated to make sure only the people at the top of the list (the true scammers) make any money.

3. Multi-Level Marketing (MLM)

If you’ve heard of network marketing (like Tupperware or Avon), then you know that there are legitimate work from home MLM businesses based on agents selling products or services and recruiting other agents to work in their team.

If the work from home MLM business opportunity is all about finding new recruits rather than selling products or services, beware: The Federal Trade Commission may consider it to be a pyramid scheme… and not only can you lose all your money, but you can be charged with fraud, too!

The easy test here is to check whether the company has real products for you to sell and earn commission as well as recruiting new members. If so, the program is more than likely to be genuine.

4. The Turn Your Computer Into a Money-Making Machine Scam

Well, this one’s at least half-true. To be completely true, it should read: “Turn your computer into a money-making machine… for spammers!”

Once you pay your money, you’ll be sent instructions on how to place ads and pull in victims who want to turn their computers into “money-making machines.”

5. Typing At Home Jobs

Many people who use the internet a lot are good typists. How better to capitalize on this skill than making money by typing at home?

Here’s how it works: After sending the fee to the scammer for “more information,” you receive a disk and printed information that tells you to place work at home typist ads and sell copies of the disk to the unfortunate people who reply to you. This is another scam that tries to turn you into a scammer!

Typing at home jobs have been in great demand since long before the Internet came into being. I can speak from personal experience when I say that most of the work was poorly paid and boring but low pay and dullness do not qualify the work as a scam. The ones to watch out for on the Internet are the companies that pretend they are going to employ you and require you to pay a “registration fee”. If somebody has a job they want filled, they would not ask candidates to pay for the privilege of becoming an employee. If you take a job, you get paid by the employer, not the other way round. Look at what the advertising actually says. If it offers to sell you a program to help you learn to make money from typing at home or promises instructions in some form, this is acceptable, you know what you are getting. Avoid typing work at home job ads that say they have a job for you and the fee is just to cover their administration costs.

6. “Just Call This Number For More Information…”

No need to spend too much time (or money) on this one. It will be a premium rate number, and that’s how the scammers make their profit.

Save your money: don’t ever call a premium rate number for more information about a supposed work-from-home job, a legitimate company would have a standard business number or even a free phone number.

7. A List of Companies Looking for Homeworkers

This scam is very tempting because the fee requested is usually low and the promises made don’t seem exaggerated. You are asked to pay a small fee for a list of companies looking for homeworkers just like you. Sounds reasonable.

The only problem is that the list is usually a generic list of companies, companies that don’t take homeworkers, or companies that may have accepted homeworkers sometime in the past. You would be better off picking companies out of the phone book and asking if they use home workers, you probably won’t have any better success but at least it’s free.

8. Email Processing

This is a twist on the classic “envelope stuffing scam”. For a low price you can become a “highly-paid” email processor working “from the comfort of your own home.”

Now… what do you suppose an email processor does? If you have visions of forwarding or editing emails, forget it. What you get for your money are instructions on spamming with the same ad you responded to in newsgroups and Web forums!

Think about it: they offer to pay you $25 per email processed. Would any legitimate company pay that when an auto responder system could perform the function at a fraction of the cost?

9. Medical Billing

Promoters will promise that you can earn a substantial income working from home full or part time, providing services like billing, accounts receivable, electronic insurance claim processing and practice management to doctors and dentists. They also may assure you that no experience is required, that they will provide clients eager to buy your services or that their qualified salespeople will find clients for you.

In this scam, you are required to pay hundreds of dollars upfront for everything (supposedly) you need to start your own medical billing service at home. You’re promised state-of-the-art medical billing software, as well as a list of potential clients in your area.

Keeping safe from this scam can be tricky because it’s true that medical billing is outsourced and there is a demand for reliable people to do the work and it is a job that you can learn even if you have no previous experience. Before parting with any cash, investigate the company. This is an expanding market, so fly-by-night companies will be popping up like mushrooms in the dew. Look for companies that have been around for a while. Look for ones that emphasize the teaching aspect and quality of their software rather than how their sales force will deliver eager customers to your door. Ask for references – and check them.

10. Craft Assembly

These programs often require you to invest hundreds of dollars in equipment or supplies, or they require you to spend many hours producing goods for a company that has promised to buy them. For example, you might have to buy a sewing or sign-making machine from the company, or materials to make items like aprons, baby shoes or plastic signs
Sounds legitimate? Well, once you finish assembling your first batch of crafts, you’ll be told by the company that they don’t meet quality standards.

Unfortunately, no work is ever “up to standard,” leaving workers with expensive equipment and supplies – and no income. The scammer company is making money selling the starter kits, not selling the assembled product. So, you’re left with a set of assembled crafts and no customer.

The best way to protect yourself from this type of scam is to make sure you carry out enquiries about the owners of the business before you part with any cash. Most companies offering this type of work or home sewing jobs will not require you to pay for materials etc.

If you are interested in craftwork, by all means buy materials online or pay for an online instruction course or e-book to improve your skills and to learn some “tricks of the trade” but bear in mind that you will need to find your own customers for your finished products.

More about legitimate crafts and assembly jobs.

Protect Yourself From Work At Home Scams

Check the wording of the advertisement. Most advertisements will contain an element of what used to be called “advertising puff” but which is now mostly just called “hype”. Don’t believe every word of the advertisements, they are puffed up to attract you. When you look at the earnings potential the figures are usually huge (in number as well as typeface) and in smaller print you will see words like “possible” or “these results are not typical”. You must expect advertisers to make inflated claims – after all, people would hardly rush to join a program that describes itself as “quite good” or “just about ok” or “a bit better than average”.

Read what the advertisements say, not what you want them to say. Suppose I said I could sell you information on how you could be rich by this time next week? For a small fee, I’ll tell you that the secret is to buy a jackpot winning lottery ticket! You would be getting what you paid for but not what you hoped for. I haven’t actually tried to market this advice but I have seen lots of advertising that comes close to it.

Be realistic in your expectations. If somebody claims you can get rich doing nothing or that they will do all the work for you, don’t bother to even consider joining the scheme. If you want to earn money you have to work for it. If you met somebody offline who made these extravagant claims, you wouldn’t believe them, take your common sense with you when you go online. The Internet is full of opportunities for people who are willing to work at them, it is not some sort of magic place where your bank account will fill up of its own accord.

Don’t Let Scammers Get Away With It

If you are unfortunate enough to have been taken in by a work from home scammer, get advice from you local consumer protection agency as it might be possible for you to take legal action against the scammer. If you found the fraudulent work from home opportunity advertised in an ezine or magazine, contact the publishers as such ads are likely to be outside their acceptance standards. Even if you don’t recover your money, you can have the satisfaction of stopping their nasty game.

If you want to work at home, check out our work at home listings where you will find 100% genuine scam-free work from home opportunities and more money back guarantees than you can shake a stick at.

• Sewing Clothing To Order. If you have excellent dressmaking/tailoring skills, good money can be earned by making clothing to order. You might offer a service making all types of clothing or you might prefer to specialise in garments such as maternity wear or men’s evening suits.
• Sewing For Weddings. Many seamstresses make a living from sewing solely for weddings. Obviously sewing dresses for brides is the biggest part of this but there are also bridesmaids’ dresses, page boy outfits and all sorts of decorative wedding accessories.

Click here to learn about The “Business” of Sewing: How to Start, Maintain and Achieve Success

• Sewing For The Home. Creating accessories such as blinds, pillows, bedcovers etc to match customers’ interior home decor can be extremely lucrative. If you have good sewing skills but no background in interior design it is well worth taking some classes to improve your design skills if you want to get into this profitable market.
• Sewing For Infants. “Old-fashioned” christening robes make wonderful family heirlooms and personalized items from bibs to bootees to crib covers make lovely gifts.
• Sewing Accessories. Fashions come and go so quickly that sometimes the shops can’t keep up with the demand for things like bags in the latest shape, fabric or color. Fashion conscious people will be willing to pay a premium if you can make them the first to parade a shoulder bag or laptop bag in the current hot fashion color.
• Sewing Toys. Soft toys have never shown any sign of going out of fashion and they are treasured by adults as well as children who receive them as gifts. Personalized cuddly animals are great gifts for babies and they are also popular as Valentine’s Day gifts.
• Sewing For Pets. People who love their pets will pay high prices to get exactly what they want for their darlings. Dog coats are no longer just a practical garment used to keep furry friends warm in extreme temperatures. Modern pets need all sorts of creature comforts in the way of monogrammed bedding, initialed towels and fashionable outfits. If you can produce well-made pet clothing, you have a chance to establish yourself as part of a rapidly growing industry.

Click here to learn about The “Business” of Sewing: How to Start, Maintain and Achieve Success

• Sewing Alterations And Repairs. This is probably the least glamorous type of sewing business but it offers a steady source of income. To anyone who has reasonable sewing skills, it probably seems incredible that there are people in this world who can’t sew on a loose button, let alone replace a broken zipper, but thenumber of people who can’t sew far outnumbers the ones who can. Mundane tasks such as replacing buttons, sewing hems and repairing split seams are the bread and butter of many a home sewing business.

Depending upon your particular skills, it might be possible for you to combine two different types of sewing to widen your potential customer base but it is best not to try to build a home business where you would try to do all types of sewing. Stick to one or two types of sewing work and make sure you keep your skills updated in regard to modern techniques and materials as well as fashion trends.

Looking for ways to get supplemental income? You have arrived at the right place. This is our supplemental income section which features many ways to start making extra income with no fee payable, or with a very low fee to start. Please scroll down or select one of the following quick links to view our pick of ways to earn supplemental income at home.

• how to earn extra money at home doing craft work
• how to supplement your income working part time online
• how to get supplemental income working on the internet
• how to earn extra cash with paid online surveys
• How to get paid to give away Credit Cards
• How to get paid to write short articles

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Disciple’s Cross
Earn extra income at home making the highly popular Disciple’s Cross. No fee to join. All you pay for is the pack of materials you need to start making the Crosses. You can choose whether you want to sell the product to the company or to sell it yourself, you are not tied to the company in any way. The Crosses are popular items at craft fairs and fund raisers, and they sell like hot cakes on eBay. This is the only 100% legitimate work at home craft assembly job we have been able to find. Visit the website and see what Pastor John Raymond offers to anyone (worldwide) looking for a work from home craft job.

Survey Workers
Join Online Survey Workers Make money at home completing simple online surveys. Special Offer: 7 day no obligation trial for only $2.95. Try out the system for a whole week.
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Virtual Assistant Work
Ignotius provide telecommuting staff to work at home providing virtual assistance to hundreds of different companies. The jobs include secretarial work, typing, clerical work, data entry, telephone answering, and more. Get instant access online and free CD by post. Sign up now and take advantage of the special offer.
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Make Money Online Writing Articles

Ways To Get Paid For Article Writing

It is relatively easy to make money online writing articles. If you enjoy writing, you could make good money online doing something you enjoy; you would actually be getting paid to enjoy yourself, and that is an opportunity few people would turn down.

You might be wondering who would pay you to write short simple articles. The answer is simple: website owners. Owners of niche websites need a constant supply of well-written articles to add to their websites or their blogs.

The Internet moves at a crazy speed, so website owners are always under pressure to keep refreshing the content on their websites; fresh content draws attention and attracts visitors to the websites, and visitors are potential customers.

Training and qualifications for an article writing job

Believe it or not, absolutely no training is necessary; anybody who can write correct simple English can make money by writing articles for online publication. You need to be able to spell, and you need to have a grasp of basic grammar, and that is all. You don’t need any advanced level education or diplomas or college degrees to qualify for an online writing job.

Specialized subject

If you have an in depth knowledge of a particular subject, this is an added bonus since it will enable you to write detailed articles from an “insider” point of view. Your articles will have the advantage of being in demand (niche website owners are always seeking sources of good quality articles on every subject you could imagine), you also have the advantage of not having to spend time researching every tiny detail. Instead of spending hours in research, you can spend that extra time writing more articles.

Getting paid for writing articles

There are a few ways you can make money writing articles online (including two different ways of working as a ghost writer). The following are examples of three possibilities you might like to investigate.

You can write articles for a ghost writing service who will pay you a set fee for each article of a certain pre-agreed number of words.

You can offer your article writing services online on a freelance basis and write articles to specific individual requirements.

Another way is to post your articles on article websites (such as Squidoo or Ehow) where you will earn a share of any advertising revenue your article brings in.

There are a couple of things to take into account when you consider these three options. If you work as a ghost writer, you will get paid a fixed fee for your articles; if you use your article writing to earn affiliate revenue, you could potentially earn much more, but you also risk earning nothing.

There are other elements to learning how to get paid for writing articles online, one of the best ways to start is by joining a company dedicated to helping
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The Disciple’s Cross

Earn money at home making the highly popular Disciple’s Cross. No fee to join. All you pay for is the pack of materials you need to start making the Crosses. You can choose whether you want to sell the product to the company or to sell it yourself, you are not tied to the company in any way. The Crosses are popular items at craft fairs and fund raisers, and they sell like hot cakes on eBay. This is the only 100% legitimate work at home craft assembly job we have been able to find. Visit the website and see what Pastor John Raymond offers to anyone (worldwide) looking for a work from home craft job.

If you are looking for a free work at home opportunity, you have come to the right place. We have selected the best legitimate free work at home programs online. Some of these work at home opportunities can be accessed online immediately.

Ignotius Associates

Ignotius provide telecommuting staff to work at home providing virtual assistance to hundreds of different companies. The jobs include secretarial work, typing, clerical work, data entry, telephone answering, and more.

Available worldwide.

Want a career or extra cash part-time? Ignotius offers home based work doing telephone answering and general office services for thousands of clients and corporations. If you are looking for work you can do from home, your search may be over! Apply right now!
First Name:
Email Address:
I agree to the Ignotius.com Terms of Service and Privacy Policy and certify that I am at least 18 years of age.
Your information is Private & Secure

• You don’t have to be a professional writer to produce good quality relevant articles.
• You don’t have to be famous to have your articles published in ezines.
• You don’t have to be a guru to have people want to read your articles.

Almost anyone can learn how to write decent ezine articles which will get published and which people will want to read and, once you know how, having
your articles widely distributed is a simple process. This Free E-book will show you:

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Updated 2010.

For further reading on the subject of Ezine Article Writing, I can recommend Article Speedwriting. This is an excellent book; it will show you exactly how to speed up your ezine article writing without sacrificing quality. If you are taking an hour or more over each article, Article Speedwriting will show you how to write half a dozen unique, high quality, keyword rich articles in an hour.

Finding a home sewing job depends upon you living reasonably close to a company that employs people to do sewing at home. The company normally delivers the work and collects the finished articles from outworkers. As there are so many people eager to work at home, companies will only employ home sewing staff who are based within a certain radius of the company. This means that in some areas it will be impossible to find a work at home sewing job, but a home based sewing business is still an option.

Before you start looking for a sewing at home job, you need to decide what sort of work would be best for you. For instance, do you want to work as a machinist assembling garments or as a finisher putting the final touches to assembled articles by hand. If you prefer the idea of making items to order, it might be a better idea to consider starting your own home based sewing business.

For information about starting your own home based sewing business please see The “Business” of Sewing: How to Start, Maintain and Achieve Success

Looking For Work At Home Sewing Jobs

The Internet is not the best place to search for sewing work at home; you are far more likely to find a sewing job vacancy if you look for advertisements in your local newspapers. If you know somebody who works for a company that employs home workers, ask them to put your name forward if a job vacancy arises.

If you live close to a manufacturing district, the simplest way to find work is to approach individual companies direct but remember that competition is fierce and finding a home sewing vacancy is likely to be a matter of luck unless you have special skills or qualifications to lift you above the average home sewing job seeker.

If you don’t live near any suitable companies, you can put your needlework skills to use by starting your own home based sewing business.

Many people start earning money with eBay by selling things they already own but no longer want, and this is a very good place to start. On eBay you can find a home for unwanted gifts, outgrown clothing and unwise purchases of all descriptions.
There are a couple of reasons why selling stuff you already have around the house is a good place to start when you want to make money on eBay.

1. To make a business of selling on eBay, you need to acquire a good feedback record.

Your buyers are asked by eBay to rate each transaction in two ways. Firstly they can rate the overall transaction as “positive”, “negative” or “neutral”. They are also asked to rate (by awarding you 1-5 stars) various aspects of the buying experience, such as whether your description of the goods was accurate, whether your communication was good etc.

2. You don’t have to spend any money to get started.

As you already own the items you are going to sell, you don’t need to budget for stock before you start making a profit. As you get the full price for the goods (including postage costs) before you dispatch the sold items, you don’t even have to cover the cost of postage when you sell something.

3. You get a chance to practice.

Selling your unwanted odds and ends gives you a chance to practice using the eBay listing system, researching the value of items, taking good clear photos and calculating postage charges. Most importantly of all, it gives you a chance to practice writing accurate descriptions of the things you are selling.

Millions of people are making money on eBay. Thousands of them are obtaining their main income (and in many cases their total income) from making money on eBay.

All kinds of beauty therapists are discovering that working from home is a great alternative to having a job in a salon. Nail technicians who work from home (particularly if they offer a mobile service) can make a very good income. The main expense of starting a nail technician home business is the training. Operating as an unlicensed nail technician carries risks for the technician as well as the customers (as we shall see later), so the training must not be skimped. Fortunately home study courses are available as a convenient alternative to attending classes.
Nail technicians have taken over from manicurists and are in great demand nowadays. Up until a couple of years ago, most people were satisfied with doing their own manicure at home. Having a professional manicure at a salon was a luxury reserved for special occasions.

Then acrylic nail extensions arrived and, since then, decorative nail finishes (for toenails as well as fingernails) have become wildly popular.

As well as acrylic and gel nail extensions, there are nail tips and all kinds of artistic embellishment available. The elegant extended fingernails can be studded with rhinestones, dotted with glitter or painted with seasonal pictures. The days when nail color was the only choice you needed to make when having a manicure are long gone.

There is enormous potential for earning money as a self-employed nail technician. You only have to pass by a nail salon a few times to see how busy they are at all times of day and, if you want to try out nail extensions for yourself, you will find there is a long waiting list for appointments. Starting your own home based business as a nail technician will give you much more control and flexibility in your working hours than you would have if you worked for someone else in their salon.
If you offer a nail design service from home, you can offer three things that will put you ahead of the salons: